Late fees are not the part of the ritual I honor; if I recall correctly, there is still a fee on my credit score from Hastings - "my entertainment superstore" - as the result of a misplaced Monster Rancher. I had placed it under the seat of my car so it would always be in there, maximizing the return opportunities while minimizing its attack surface. I forgot about it completely. This is the kind of fruitless, clever-in-quotes ritual I have come to call "outsmarting yourself."
